They don't care.įirst Premier charges you each month to keep the account open, so there is no reason for you to ever charge anything on the card. You only need to do that with a REAL CREDIT CARD if you want to convince the bank to give you a CLI. You also don't need to carry a balance on a credit card to show good payment history. A real credit card gives you increases for free, so don't bother ever asking FP for a CL increase, ever. I think it's $25 for each $100 in increase. First Premier doesn't give out credit limit increases except if you pay a huge amount for them.
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